We will only use your personal data when allowed by law. Most commonly, we will use your personal data in the following circumstances:
- Where we need to perform the contract we are about to enter into or have entered into with our clients.
- Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
- Where we need to comply with a legal or regulatory obligation.
Generally we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message if you are a private individual, sole trader or partnership. You have the right to withdraw consent to marketing at any time.
Purposes for which we will use your personal data
We have set out below, in a table format, a description of all the ways we plan to use your personal data and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data.
|Purpose/Activity||Type of data||Lawful basis for processing including basis of legitimate interest|
|To establish you as a new customer, investor or employee|
(c) Criminal Background checks(d) For investment related business only, credit reference checks
|Performance of a contract with you|
To process your application and manage your investment including:
(a) Receive payments, fees and charges and make payments to you including distributions from funds or investments or the proceeds from the realisations of investments(b) Collect and recover any money owed to us
(e) Marketing and Communications
(a) Performance of a contract with you(b) Necessary for our legitimate interests
To manage our relationship with you including:
(b) Notifying you about the performance of your investment by sending you updates, newsletters and reports
(c) Where relevant seeking your decision on whether or not you wish to remain invested in a particular fund or, as a shareholder in a specific fund agree or not with a particular proposed course of action
(b) Asking you to leave a review or complete a survey
(b) Contact(c) Marketing and Communications
(a) Performance of a contract with you
(b) Necessary to comply with a legal obligation(c) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services)
|To enable you to participate in a competition or complete a survey|
(c) Usage(e) Marketing and Communications
(a) Performance of a contract with you(b) Necessary for our legitimate interests (to study how customers use our products/services, to develop them and grow our business)
|To manage the efficient operation of our business and the provision of products and services and also protect our business and this website including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data|
(b) Contact(c) Technical
(a) Necessary for our legitimate interests (for managing the efficient operation of our business, the provision of products and services to you, the provision of administration,
IT services and network security and the prevention of fraud
(b) Necessary to comply with a legal obligation
|To deliver relevant website content and marketing to you and measure or understand the effectiveness of our marketing|
(d) Marketing and Communications(e) Technical
|Necessary for our legitimate interests (to study how customers use our products/services, our websites, to grow our business and to inform our marketing strategy)|
|To use data analytics to improve our website, products/services, marketing, customer relationships and experiences|
(a) Technical(b) Usage
Necessary for our legitimate interests (to define types of customers for our products and services, to keep our websites updated and relevant, to develop our business and to inform our marketing strategy)
|To inform independent financial advisers about new or existing products or services that may be of interest to you|
(c) Technical(d) Usage
|Necessary for our legitimate interests (to develop our products/services and grow our business)|
Type of processing undertaken
Foresight will process your data only to the extent necessary to comply with the above purposes and activities, in particular in providing the products and services to which you have agreed. Data will be processed for as long as is necessary either under the terms of the contract between us or required by law. The processing of the data will include collection, recording, organisation, structuring, storage, adaptation, amending or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction. Data may be processed electronically or manually, including being stored electronically or as a paper copy.
We will always give the opportunity to manage your marketing preferences, including the ability to opt out of our marketing. We may use your Identity, Contact, Technical and Usage Data to form a view on what we think you might want or what might be of interest to you.
You will receive marketing communications from us if you have requested information from us or purchased products or services from us or if you provided us with your details when you entered a competition or registered for an event or a promotion and, in each case, you have not opted out of receiving that marketing.
Recording phone calls
We may monitor or record phone calls with you in case we need to check we have carried out your instructions correctly, to resolve queries or issues, for regulatory purposes, to help improve our quality of service and to help detect or prevent fraud or other crimes. Conversations may also be monitored for staff training purposes.
Using information on websites and social networking sites
As part of our ongoing commitment to understanding our customers better, we may research comments and opinions made public on websites and social networking sites such as Twitter, Facebook and Linked In.
Foresight will not share your data with third parties for marketing purposes.
You can ask us to stop sending you marketing messages at any time by following the opt-out links on any marketing message sent to you or by contacting us at any time.
Where you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of investing in a Foresight product or service or other transaction with Foresight.
What are cookies?
Necessary cookies help make our website usable by enabling basic functions such as page navigation and access to secure areas of the website. The website cannot function without these cookies.
Preference cookies enable us to remember information that changes the way the website looks, such as your preferred language or the region that you are in.
These cookies do things such as ensuring that your password works and you stay logged in when you move between pages on the site and help the site to remember details about your visit. They also keep you secure while you are logged in and help to ensure the site looks consistent during your visit.
Performance, Statistics, Analytics and Research
These cookies collect information about how you use our site, such as which pages you visit and if you experience any errors. They do not collect anything that could identify you as it is aggregated data and we only use them to improve how our site works, understand what interests our users, and measure how effective our content is. Our performance cookies include: (a) web analytics to provide information on how our site is used, and (b) error management to help us improve the site by measuring any errors that occur
Foresight cookies help us to:
- Make our website work as you'd expect
- Save you having to login every time you visit the site
- Remember your settings during and between visits
- Improve the speed/security of the site
- Continuously improve our website for you
- Make our marketing more efficient
- Collect any personally identifiable information (without your express permission)
- Collect any sensitive information (without your express permission)
- Pass data to advertising networks
- Pass personally identifiable data to third parties
What are the different types of cookies?
Session cookies - A session cookie only exists while you are reading or navigating the website. These cookies are only stored on your device (which may mean a desktop computer, laptop, tablet or mobile phone) during a single visit to the site (called a ‘browser session’). They do not do anything unless you are actively browsing, and they are deleted as soon as you close your browser.
Persistent cookies - These remain on your device until they are set to expire or you choose to delete them from your browser cache. They are activated each time you visit the website that created them.
Third-party cookies - First-party cookies are cookies set with the same domain (or its subdomain) as your browser's address bar. Third-party cookies are cookies set with domains different from the one shown on the address bar. Foresight uses Google Analytic to collect statistical data relating to our website’s traffic. This is not used to collect any personal data about you.
Sharing with social networks
Foresight does not share any data with social networks.
How do you control cookies?
Can you turn cookies off?
You can usually switch cookies off by adjusting your browser settings to stop it from accepting cookies. Doing so however will likely limit the functionality and you experience when using our website.
Learn how to turn cookies off here. This is an external link. Although we have taken all reasonable measures to ensure that its contents are safe, we cannot accept any liability for the information shared on this website.
Change of purpose
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose.
Please note that we may process your personal data without your knowledge or consent in compliance with the above rules, where this is required or permitted by law.