The Foresight Accelerated ITS, like the Foresight ITS, invests in shares of unquoted trading companies that should qualify for BPR. Investments are made across a range of infrastructure and related trades to ensure you have a diversified portfolio. We only make investments in shares that we expect to qualify for BPR.
Unlike the Foresight ITS, the Foresight Accelerated ITS has three life insurance cover options to chose from. These cover you for the first two years of your investment. Once you have held your shares for two years, they should be exempt from IHT.
If you die within the two year period, and you are covered under your chosen insurance cover option, the insurance proceeds paid to your beneficiaries will go towards mitigating the reduction in your estate, resulting from any IHT liability, on the value of the shares.
As with any shareholding, should you wish to access your investment, you can sell some or all of it subject to liquidity. Any withdrawal reduces the value of your investment and terminates your insurance policy cover.